Senior Secured Lending · Tulsa, Oklahoma

Capital built
for Oklahoma's serious operators.

Institutional credit discipline. Local market knowledge. Decisions made here — not in a national committee. We close in weeks, not quarters.

Our Lending Focus About the Firm
18
Years Commercial Credit Experience
2–4
Week Closing Timeline
<1%
Career Loan Loss Rate
Why Tulsa Private Credit

Where institutional
rigor meets local speed.

The Oklahoma market deserves a private credit partner that understands it. We were built by a banker who has spent 18 years making credit decisions in this market — and who co-owns the MSO that operates a 7-clinic healthcare network across northeast Oklahoma.

Speed
Close in 2–4 Weeks
Local underwriting. Local decisions. No national committee. When your opportunity has a timeline, we match it. Our process is disciplined, not slow.
Expertise
Deep Sector Knowledge
Eighteen years of commercial banking in healthcare, C&I, distribution, construction, and owner-occupied real estate — plus we operate the assets we lend against.
Structure
Relationship, Not Predatory
Non-predatory pricing. Flexible structures. Personal service from the Managing Member on every deal. We succeed when you succeed — that alignment is by design.
Investment Focus

Three sectors.
One market.

We concentrate where our expertise is deepest and where local capital is most underserved. Every loan is underwritten by someone who has spent decades in these verticals.

40
40% Allocation
Healthcare Finance
Medical office acquisitions, practice expansions, surgery and imaging centers, rural health clinics. Stable, government-supported cash flows. We operate 7 clinics — no lender understands this sector better.
  • Medical office buildings
  • Physician practice acquisitions
  • Surgery & imaging centers
  • Rural health clinics
30
30% Allocation
Owner-Occupied Real Estate
Business owners buying their operating premises. Lower default risk because the borrower's livelihood depends on the property. Professionals, retailers, light industrial, and warehouse operators across Tulsa.
  • Professional practice buildings
  • Retail & restaurant operators
  • Light industrial & warehouse
  • Small business acquisitions
30
30% Allocation
C&I & Equipment
Tulsa's aerospace and energy supply chain, distribution operators, and contract manufacturers. Real-estate or hard-asset secured only. A market that regional banks routinely under-serve.
  • Aerospace parts suppliers
  • Energy services & equipment
  • Distribution & wholesale
  • Contract manufacturers
The Managing Member
Brett Myers, Managing Member

Brett
Myers

Career Loss Rate < 1%
Active Clinics Operated 7

Brett Myers is an 18-year commercial banking executive and entrepreneur based in Tulsa, Oklahoma. His career spans the full spectrum of commercial credit: commercial & industrial lending, healthcare finance, private banking, distribution, construction and development, owner-occupied real estate, and equipment financing — a breadth of underwriting experience that is genuinely rare in the private credit market.

His healthcare lending background is especially extensive, spanning a broad spectrum of medical specialties — financing physician practices, medical office real estate, surgery and imaging centers, rural health clinics, and other provider operations throughout Oklahoma.

Brett's commercial banking career spans multiple full credit and interest rate cycles, maintaining a sub-1% career loss rate across a diverse portfolio of C&I, healthcare, real estate, and equipment credits — a track record built on disciplined underwriting rather than volume.

In parallel, Brett is a co-owner of the MSO that operates Triad Complete Healthcare, a 7-clinic primary care network across northeast Oklahoma. Co-owning a multi-site healthcare business gives him direct, operational insight into healthcare borrower cash flows, payer mix dynamics, and working capital risk that no lender without operating experience can replicate.

Tulsa Private Credit is the culmination of that career — bringing institutional credit discipline to the private lending market, with the speed and local accountability that Tulsa operators deserve.

Experience Verticals
C&I · Healthcare · Distribution · Construction · Owner-Occupied CRE · Equipment
Operating Company
Triad Complete Healthcare — 7-clinic primary care network, NE Oklahoma
Career Loss Rate
Sub-1% maintained across multiple full credit and interest rate cycles
Market
Tulsa metro primary. Northeast Oklahoma secondary. 18 years of direct relationships.
Our Process

From application to funding
in weeks, not months.

01
Initial Review
Submit your request. We provide preliminary feedback on feasibility, structure, and pricing within 48 hours. No obligation. No cost.
1–2 Days
02
Due Diligence
Financial analysis, credit review, collateral inspection, background checks, and title work — all running simultaneously. One diligence list. No back-and-forth.
1–2 Weeks
03
Credit Decision
Local decision. Managing Member approval on loans under $200K. Investment Committee review above that threshold. Transparent terms issued within 24 hours of approval.
1 Week
04
Close & Fund
Clean documentation. Experienced Oklahoma counsel. Title company coordinated. Funds wired same day as closing. Servicing begins within 48 hours.
1–2 Weeks
Credit Standards

Underwriting
without
compromise.

These are our minimum parameters — non-negotiable floors that reflect 18 years of credit discipline. They protect our investors and give our borrowers a lender who will be standing beside them when markets move.

75%
Max LTV — Residential
Maximum loan-to-value on residential collateral based on independent appraisal or BOV.
70%
Max LTV — Commercial
Maximum loan-to-value on commercial collateral. Conservative haircut reflecting liquidity at sale.
1.20×
Min DSCR — Stabilized
Minimum debt service coverage on income-producing properties underwritten at actual rents.
9.0%
Floor Interest Rate
Minimum interest rate across all loan products regardless of collateral or sponsor quality.
1–3 pts
Origination Fee
Minimum 1 point origination fee. Typically 1–3 points depending on risk and term.
1st
First Lien Required
First lien position required on all real estate secured loans. Full ALTA title insurance on every credit.
Work With Us

We lend to people
we know.

Tulsa Private Credit operates exclusively by referral and direct relationship. We don't advertise and we don't take cold applications. If you're a qualified borrower in the Tulsa market — reach out through a shared connection, or speak directly with Brett Myers.

Every credit decision is made locally, by the Managing Member, with full transparency from first call to funding.

Download Loan Application (PDF)
Location
Tulsa, Oklahoma
Markets Served
Tulsa Metro · Northeast Oklahoma
How We Source Deals
Referral and direct relationship only. No cold applications.
Loan Size
$200,000 – $5,000,000
Closing Timeline
2–4 weeks from complete submission